Out-of-Wallet Questions for Simple Authentication

Dynamic Knowledge-Based Authentication (KBA) by EVS is a cost-effective and simple solution to identify clients, meet compliance requirements, and reduce fraud costs from charge-backs and fraudulent claims. Real-time KBA provides out-of-wallet ID authentication questions to ensure the true identity of your client, customer or applicant. By deploying a low-cost, low-impact KBA solution into enrollment or other transaction processes, our clients can expect to lower costs and eliminate manual fraud prevention.

Our real-time KBA engine utilizes multiple public and private data sources to generate multiple-choice questions that only your client would know. We generate questions specifically designed to thwart an ID thief by using information not commonly found in a purse, wallet, social media site, utility bills, or even a Google search.

Dynamic KBA is a component of the IdentiFraud Consumer solutions, which also provides verification of consumer-provided information.  This combination allows businesses to confidently determine whether the people they are talking to or selling goods and services to are who they say they are.

To see for yourself how Knowledge Based Authentication can be used to reduce fraud for your business, complete the form to the right to request a demonstration of our IdentiFraud Consumer solution.


Solution Overview

Solution Overview

See how EVS brings greater Value, Simplicity, and Flexibility to Identity Verification.


Age and Identity Verification Made Easy

Protecting your business from identity fraud doesn't have to be complicated. 

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A demonstration with one of our representatives gives you a first-hand look at our products in action. Request one today, and see how a single lookup can deliver all the information you need.

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Reasons to Choose EVS


Low monthly fee, low transaction rates, no set up fees and no minimums.


Access multiple functions with a single integrated transaction.


We’ve built IdentiFlo to adapt to your operational requirements, so you don't have to work around a platform.