Dynamic Knowledge-Based Authentication (KBA) by EVS is a cost-effective and simple solution to identify clients, meet compliance requirements, and reduce fraud from charge-backs and fraudulent claims. Real-time KBA provides out-of-wallet ID authentication questions to ensure the true identity of your client, customer or applicant.


Our real-time KBA engine utilizes multiple data sources from public, private and credit databases to generate multiple-choice questions that only your client would know. We generate questions specifically designed to thwart an ID thief by using information not commonly found in a purse, wallet, social media site, utility bills, or even a Google search.


Fraud is commonplace in online marketplaces and claims processing. ID theft is common in industries with resellers whom often have access to common information about their clients. By deploying a low-cost, low-impact KBA solution into the enrollment or claims processes, our clients can expect to lower costs and eliminate manual fraud prevention.

Typical Applications

  • Processing Online Transactions
  • Deterring Claims Fraud
  • Transferring Funds
  • Avoiding High-Risk Transactions
  • Originating and Modifying Accounts
  • Resetting Passwords
  • Performing Due Diligence
  • Ensuring Compliance with Federal Regulations



For over 15 years, EVS has provided a family of identity assurance products to help businesses combat identity theft, reduce cost, and satisfy compliance requirements.


When you need assistance, you don't want to talk to a machine. We will be there to make sure your fraud prevention and compliance efforts remain on track.

Request a Demonstration

A demonstration with one of our representatives gives you a first-hand look at our products in action. Request one today, and see how a single lookup can deliver all the information you need.

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Reasons to Choose EVS


Low monthly fee, low transaction rates, no set up fees and no minimums.


Access multiple functions with a single integrated transaction.


We’ve built IdentiFlo to adapt to your operational requirements, so you don't have to work around a platform.