Football Players on the Defense
  • Identity Fraud, Identity Verification

In Defense of KBA

Knowledge Based Authentication (KBA) has been getting a bad rap, largely related to the IRS breaches in both 2013 and 2015. Aside from the IRS breaches, there have also been failures associated with static KBA that contribute to criticism of KBA. What critics of KBA have failed to realize is that any tool will fail when it is not used correctly.

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Tax Pro Completing Returns
  • Identity Fraud, Identity Verification

Not Too Late for IRS-Compliant Identity Verification

As we enter into tax season, Electronic Returns Originators (EROs) are under the gun to comply with regulations from the IRS relating to verifying the identity of their customers. While many EROs already addressed these requirements for the 2015 filing season for remote transactions, others either failed to comply with the requirements in 2015 or are working with remote customers for the first time this year.

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Man Vaping
  • Age Verification

Vapor Businesses Need to Step Up Age Verification

Some companies (including EVS clients within the vapor industry) have stepped up to the plate to ensure their products are not sold to minors in any state – displaying how online sales of Vaporizers, eJuice, and eCigarettes can responsibly ensure that minors are protected. Unfortunately some companies in the industry are lagging behind (or completely disregarding) the regulations.

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Card inserted into EMV reader
  • Identity Fraud, Identity Verification

The Impact of EMV (Chip and Pin) on Fraud

As with most new technologies, the shift to EMV specifications (Europay, Mastercard and Visa – also referred to as “Chip and Pin”) in the U.S. has brought with it unrealistic expectations. EMV implementation has undoubtedly had a significant impact in the security of card-present transaction...

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Group of People on Phones
  • Internet Fraud, Security

Livestream Users Need to Watch Out for Data Breach

Livestream Users got something other than cheer, when they opened up their e-mail accounts last week. While users were opening presents and enjoying the holidays, the streaming service contacted them regarding a potential data breach.

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