Authentication Question Generator

What

The Authentication Question Generator creates and displays several multiple-choice questions that are associated with an individual's identity. These out-of-wallet questions provide an antifraud barrier that assists your business in confirming the identity of your customer or applicant.

How

Utilizing numerous data sources, our system creates a series of multiple-choice questions that are unique to the customer or applicant. These questions are designed to frustrate the fraudster and easily identify the legitimate user. They relate to information that is not likely to be found in a person's wallet or purse, and they also avoid the data found on bank statements, utility bills, or other frequently stolen documents used to perpetuate fraud.

Why

The Authentication Question Generator allows your business to detect fraudulent activity, build consumer confidence, and ensure the legitimacy of larger application processes. Furthermore, this product helps businesses cut costs by improving the rate of transaction approvals and reducing the amount of manual intervention needed.

Typical Applications

• Processing Transactions
• Transferring Funds
• Avoiding High-Risk Transactions
• Originating and Modifying Accounts
• Resetting Passwords
• Performing Due Diligence
• Ensuring Compliance with Federal Regulations

Whitepaper

The Threat of Identity Theft